What is the easiest department store credit card to apply for with bad credit?
I’m interested in applying for a department store credit card like Carsons, Target, Wal-Mart, etc. However, my credit is not all that great right now but I would like a chance to RE-BUILD it. Does anyone have any experience with getting a department store credit card but you had bad credit? I appreciate and thank-you guys in advance for your kind answers and intelligent business advice.
It depends on whether or not you have unpaid bills on your report. If you do, it will be hard to convince a credit card company that you’re going to pay them.
You might try local merchants such as American Eagle, or a jewelry store. They’re pretty easy to get.
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I don’t think any store will do it. But you can go to your bank and if they offer secured credit cards, you can do that. You put $500 into a savings account and they give you a credit card with a $500 limit. Your money in the savings account is collateral incase you don’t pay. If you do really good, in about 6 months you can try for department store cards. lol.
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Do you have a checking account that offers the visa/debit card? If not, go get one.
This card WILL show up on your credit report even though its a visa debit. (well it did for me).
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References :
It depends on whether or not you have unpaid bills on your report. If you do, it will be hard to convince a credit card company that you’re going to pay them.
You might try local merchants such as American Eagle, or a jewelry store. They’re pretty easy to get.
References :