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	<title>Comments on: How do i clean up my credit report??</title>
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	<link>http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report</link>
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	<lastBuildDate>Tue, 07 Feb 2012 14:49:41 +0000</lastBuildDate>
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		<title>By: Mariposa</title>
		<link>http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report/comment-page-1#comment-115</link>
		<dc:creator>Mariposa</dc:creator>
		<pubDate>Thu, 18 Mar 2010 16:12:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report#comment-115</guid>
		<description>Here&#039;s a link I have found to be helpful with sample letters for creditors and useful advise. If you are not sure who you owe or how much, I would start by getting your credit report. It will lists your debts, how much is left to pay, and contact info for those companies.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;http://www.creditinfocenter.com/</description>
		<content:encoded><![CDATA[<p>Here&#8217;s a link I have found to be helpful with sample letters for creditors and useful advise. If you are not sure who you owe or how much, I would start by getting your credit report. It will lists your debts, how much is left to pay, and contact info for those companies.<br /><b>References : </b><br /><a href="http://www.creditinfocenter.com/" rel="nofollow">http://www.creditinfocenter.com/</a></p>
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		<title>By: zionputo</title>
		<link>http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report/comment-page-1#comment-114</link>
		<dc:creator>zionputo</dc:creator>
		<pubDate>Thu, 18 Mar 2010 15:28:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report#comment-114</guid>
		<description>I think you should see a financial advisor, he or she should be able to assist you.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>I think you should see a financial advisor, he or she should be able to assist you.<br /><b>References : </b></p>
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		<title>By: ricks</title>
		<link>http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report/comment-page-1#comment-113</link>
		<dc:creator>ricks</dc:creator>
		<pubDate>Thu, 18 Mar 2010 15:07:59 +0000</pubDate>
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		<description>1st of all, do not close out your credit cards! The only way to clean it up, is to do exactly that--clean it up. Any service will only charge you a fee for what you can do for free &amp; pretty easily on your own.

1. Get your credit report from all 3 agencies for free at www.annualcreditreport.com and if you want, you can pay like $6 to each to get the score. 

2. see what is out there &amp; take care of it. I dont understand why they have not contacted you if you owe them money. Maybe you moved &amp; they dont have a new address or something. But, call them &amp; have them send you a bill for what you owe. If you think you dont owe it for whatever reason, tell them &amp; have them prove you owe it.

A financial advisor cant do squat for your credit! They can only tell you how to invest.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>1st of all, do not close out your credit cards! The only way to clean it up, is to do exactly that&#8211;clean it up. Any service will only charge you a fee for what you can do for free &amp; pretty easily on your own.</p>
<p>1. Get your credit report from all 3 agencies for free at <a href="http://www.annualcreditreport.com" rel="nofollow">http://www.annualcreditreport.com</a> and if you want, you can pay like $6 to each to get the score. </p>
<p>2. see what is out there &amp; take care of it. I dont understand why they have not contacted you if you owe them money. Maybe you moved &amp; they dont have a new address or something. But, call them &amp; have them send you a bill for what you owe. If you think you dont owe it for whatever reason, tell them &amp; have them prove you owe it.</p>
<p>A financial advisor cant do squat for your credit! They can only tell you how to invest.<br /><b>References : </b></p>
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		<title>By: umdenstock</title>
		<link>http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report/comment-page-1#comment-112</link>
		<dc:creator>umdenstock</dc:creator>
		<pubDate>Thu, 18 Mar 2010 14:35:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report#comment-112</guid>
		<description>1. go to www.annualcreditreport.com
2. pull all 3 bureaus
3. pay all derog credit
4. dispute the items (on every bureau)
5. cross your fingers sometimes it comes off&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>1. go to <a href="http://www.annualcreditreport.com" rel="nofollow">http://www.annualcreditreport.com</a><br />
2. pull all 3 bureaus<br />
3. pay all derog credit<br />
4. dispute the items (on every bureau)<br />
5. cross your fingers sometimes it comes off<br /><b>References : </b></p>
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		<title>By: AprilinVA</title>
		<link>http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report/comment-page-1#comment-111</link>
		<dc:creator>AprilinVA</dc:creator>
		<pubDate>Thu, 18 Mar 2010 13:53:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeyourdream.org.uk/clean-credit-report/how-do-i-clean-up-my-credit-report#comment-111</guid>
		<description>Contact a credit reporting agency.  You usually get one free credit report each year, I think.  You should pay off any past due outstanding balances, and close any accounts that you don&#039;t use.  Pay your bills on time, that is the biggest piece of advice.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Contact a credit reporting agency.  You usually get one free credit report each year, I think.  You should pay off any past due outstanding balances, and close any accounts that you don&#8217;t use.  Pay your bills on time, that is the biggest piece of advice.<br /><b>References : </b></p>
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