i want to clean up my credit report online but how do i do it?
Sunday, July 11th, 2010 at
1:31 am
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Filed under: Clean Credit Report
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your better off with a website that will give you all 3 scores. clean up the small ones first, its called snowballing or something, then take care of the big ones when you can, cut, oh and don’t get any credit cards
References :
First of all, you can find many credit monitoring services, remember this though, the cheap ones are not always up to date. Just ‘google" credit monitoring services and you will find plenty to research.
The only problem is that the proper way to dispute with a CRA is not online. You will often get a computer generated response that simply states the entry is a valid one.
To have a disputed item removed properly it should be done in accordance with the guidelines listed under the FCRA. The FTC has information on the proper way to dispute items. Here is there link:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.shtm
Hope this answers your question
References :
http://www.ftc.gov/index.shtml