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	<title>Comments on: i want to clean up my credit report online but how do i do it?</title>
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	<link>http://www.financeyourdream.org.uk/clean-credit-report/i-want-to-clean-up-my-credit-report-online-but-how-do-i-do-it</link>
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		<title>By: Sgt Big Red</title>
		<link>http://www.financeyourdream.org.uk/clean-credit-report/i-want-to-clean-up-my-credit-report-online-but-how-do-i-do-it/comment-page-1#comment-582</link>
		<dc:creator>Sgt Big Red</dc:creator>
		<pubDate>Sun, 11 Jul 2010 12:49:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeyourdream.org.uk/clean-credit-report/i-want-to-clean-up-my-credit-report-online-but-how-do-i-do-it#comment-582</guid>
		<description>First of all, you can find many credit monitoring services, remember this though, the cheap ones are not always up to date.  Just &#039;google&quot; credit monitoring services and you will find plenty to research.

The only problem is that the proper way to dispute with a CRA is not online.  You will often get a computer generated response that simply states the entry is a valid one.

To have a disputed item removed properly it should be done in accordance with the guidelines listed under the FCRA.  The FTC has information on the proper way to dispute items.  Here is there link:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.shtm

Hope this answers your question&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;http://www.ftc.gov/index.shtml</description>
		<content:encoded><![CDATA[<p>First of all, you can find many credit monitoring services, remember this though, the cheap ones are not always up to date.  Just &#8216;google&quot; credit monitoring services and you will find plenty to research.</p>
<p>The only problem is that the proper way to dispute with a CRA is not online.  You will often get a computer generated response that simply states the entry is a valid one.</p>
<p>To have a disputed item removed properly it should be done in accordance with the guidelines listed under the FCRA.  The FTC has information on the proper way to dispute items.  Here is there link:<br />
<a href="http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.shtm" rel="nofollow">http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.shtm</a></p>
<p>Hope this answers your question<br /><b>References : </b><br /><a href="http://www.ftc.gov/index.shtml" rel="nofollow">http://www.ftc.gov/index.shtml</a></p>
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	<item>
		<title>By: theosharatos</title>
		<link>http://www.financeyourdream.org.uk/clean-credit-report/i-want-to-clean-up-my-credit-report-online-but-how-do-i-do-it/comment-page-1#comment-581</link>
		<dc:creator>theosharatos</dc:creator>
		<pubDate>Sun, 11 Jul 2010 12:16:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeyourdream.org.uk/clean-credit-report/i-want-to-clean-up-my-credit-report-online-but-how-do-i-do-it#comment-581</guid>
		<description>your better off with a website that will give you all 3 scores.  clean up the small ones first, its called snowballing or something, then take care of the big ones when you can, cut, oh and don&#039;t get any credit cards&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>your better off with a website that will give you all 3 scores.  clean up the small ones first, its called snowballing or something, then take care of the big ones when you can, cut, oh and don&#8217;t get any credit cards<br /><b>References : </b></p>
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