Is there a fast way to clean up your credit report?
Thursday, March 25th, 2010 at
4:06 am
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Filed under: Clean Credit Report
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yeah, its called paying back what you borrowed……
get a jobbee jobbee
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If anyone offers to clean up your credit report fast, run the other way. There is no guaranteed, low cost way of doing this. All you can do is bring your accounts current, then pay on time and wait as your credit score increases. Some companies may allow a "pay for delete" in which you pay off the balance and they remover the negative info, but this is not guaranteed nor is it even necessary for the company to agree to. An offer to settle for less than 100% will probably result in continued reporting of the delinquency to the credit bureau (the company has no incentive to delete if you aren’t paying the full bill).
For more info on credit repair scams, check out the FTC’s page at:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm
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