Government Free Credit Score – Fact or Fiction?
Thursday, January 5th, 2012 at
3:32 am
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Tagged with: credit • fact • Fiction • free • government • score
Filed under: Raise My Credit Score
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A credit score is not a fixed number, and varies between the three credit reporting bureaus and also over time. It is often not the same number as that used in lending decisions, such as mortgage lending, which relies upon the applicant’s FICO score. The score obtained from any of the three bureaus is not your FICO score.
The government mandate requires all three credit reporting bureaus (Experian, Equifax and TransUnion) to provide the consumer, upon request, a free copy of the consumer’s credit report once a year. All three can be ordered at the same time, or staggered every four months to keep closer tabs on one’s credit.
Just in case you were wondering I found this to be the real deal. I actually found things That I had not seen my other free credit report from transunion. give it a try.