Comments on: How to raise credit score in 8 months in order to buy home? http://www.financeyourdream.org.uk/raise-my-credit-score/how-to-raise-credit-score-in-8-months-in-order-to-buy-home Sun, 05 Sep 2010 18:27:49 +0000 hourly 1 http://wordpress.org/?v=3.0 By: bdancer222 http://www.financeyourdream.org.uk/raise-my-credit-score/how-to-raise-credit-score-in-8-months-in-order-to-buy-home/comment-page-1#comment-81 bdancer222 Thu, 25 Feb 2010 21:05:59 +0000 http://www.financeyourdream.org.uk/raise-my-credit-score/how-to-raise-credit-score-in-8-months-in-order-to-buy-home#comment-81 You may not have to wait 5 years, but you will definitely need to wait more than two before mortgage companies will even consider you. With the bankruptcy so new, you probably won't be able to raise that score much in the next 8 months. The interest rate will be outrageous. If you do have any active credit card accounts, don't carry any balances. Use them and pay them in full every month. That will give you a good payment history. You will need at least 24 months of consistent, on time payments to improve your score.<br><b>References : </b><br> You may not have to wait 5 years, but you will definitely need to wait more than two before mortgage companies will even consider you. With the bankruptcy so new, you probably won’t be able to raise that score much in the next 8 months. The interest rate will be outrageous.

If you do have any active credit card accounts, don’t carry any balances. Use them and pay them in full every month. That will give you a good payment history. You will need at least 24 months of consistent, on time payments to improve your score.
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]]> By: Doctor Deth http://www.financeyourdream.org.uk/raise-my-credit-score/how-to-raise-credit-score-in-8-months-in-order-to-buy-home/comment-page-1#comment-80 Doctor Deth Thu, 25 Feb 2010 20:15:59 +0000 http://www.financeyourdream.org.uk/raise-my-credit-score/how-to-raise-credit-score-in-8-months-in-order-to-buy-home#comment-80 with a bankruptcy in 2007, you can forget about a mortgage for at least 5 yrs after the BK was discharged - that's how long it took me - I'm surprised your score is as high as it is with a recent BK<br><b>References : </b><br> with a bankruptcy in 2007, you can forget about a mortgage for at least 5 yrs after the BK was discharged – that’s how long it took me – I’m surprised your score is as high as it is with a recent BK
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]]> By: Sand Bag http://www.financeyourdream.org.uk/raise-my-credit-score/how-to-raise-credit-score-in-8-months-in-order-to-buy-home/comment-page-1#comment-79 Sand Bag Thu, 25 Feb 2010 19:58:59 +0000 http://www.financeyourdream.org.uk/raise-my-credit-score/how-to-raise-credit-score-in-8-months-in-order-to-buy-home#comment-79 I personally think you are applying for a mortgage too soon. However, If the 2007 BK is the only negative thing on your credit, and I am assuming you have a discharge from the court, in the next 8 months, pay your bills on time. If you have a credit card, use it regularly and pay off the balance at the end of the month. This will help your credit a little bit. When you apply for your loan, make sure you include a note explaining your bankruptcy and the reason why you filled one. Here are a few other things you can do.<br><b>References : </b><br>http://www.badcreditfixup.com/credit-after-bankruptcy.php I personally think you are applying for a mortgage too soon. However, If the 2007 BK is the only negative thing on your credit, and I am assuming you have a discharge from the court, in the next 8 months, pay your bills on time. If you have a credit card, use it regularly and pay off the balance at the end of the month. This will help your credit a little bit.
When you apply for your loan, make sure you include a note explaining your bankruptcy and the reason why you filled one. Here are a few other things you can do.
References :
http://www.badcreditfixup.com/credit-after-bankruptcy.php

]]> By: Bailey D http://www.financeyourdream.org.uk/raise-my-credit-score/how-to-raise-credit-score-in-8-months-in-order-to-buy-home/comment-page-1#comment-78 Bailey D Thu, 25 Feb 2010 19:27:59 +0000 http://www.financeyourdream.org.uk/raise-my-credit-score/how-to-raise-credit-score-in-8-months-in-order-to-buy-home#comment-78 f-r-e-e that spells free, credit report dot com baby.<br><b>References : </b><br> f-r-e-e that spells free, credit report dot com baby.
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