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Question by jimmeeb: which seems best; bankrupcty or debt solution? (debt solution i pay /mo)?
i know bankrupcty wipes the slate clean, but then takes 7-10 yrs to fix. debt solutions wants $ 60/mo, but will “repair” my credit over several months. is it really worth this?

Best answer:

Answer by Cate
Sure it’s worth it. You are paying for things that you have received. From a morale standpoint, it’s the best option.

Give your answer to this question below!

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Question by g p: Hello..Im in some credit woes and wonder if its best to do a settlement or credit consolidation/whats the best
Im worndering also if there are better companies to use as I have heard some horror stories with some credit ” repair” companies….

Please advise your help is very much appriciated!!! GP

Best answer:

Answer by bdancer222
Consumer Credit Counseling Service (CCCS) is a non-profit company offering free counseling. They also have a debt management probram. They can look at ;your finances and advise you how to proceed.

http://www.nfcc.org/

What do you think? Answer below!

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Question by Jonathan: What airline offers the best credit card “miles” rewards. I travel to LA and Mexico?
I’m really interested but confused at the same time. I usually travel to LA during Thanksgiving break and to Mexico(Guadalajara) during winter break, so it’s not much but I think I could make good use of this program offered by most airlines. But how does it work? Let’s say I don’t have enough miles for the entire round-trip, can I just pay a portion of it with my miles? and what airlines fly to this destinations from Chicago O’Hare

Best answer:

Answer by David Z
none are good. you have to spend about $ 30,000 for $ 250 worth of miles. that is not reall good.

Give your answer to this question below!

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Question by UMfan83: What is the best “starter” credit card?
I am interested in building credit. I am 22 and am finishing my Bachelors in business this Spring. The problem is, I have paid little attention to my credit. I now wish to find a credit card that I can use to build up credit. I am looking for one with a moderate interest rate that I can basically buy gas on and pay off monthly. Is there a “best starter credit card” I can look for and can I apply online?

I realize a similar question has been posted recently, but I feel their situation differs from mine.

Best answer:

Answer by afterburner
I applied to first premier

Know better? Leave your own answer in the comments!

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Question by troubleshy57: What is the best way for a person to “repair” their credit?
I’m not sure how to go about this especially if some of the debts is more than 5 years old.

Best answer:

Answer by KNN
Don’t pay anyone to repair your credit. Its simple and you can do it yourself. these credit repair companies will charge you lots of money. What you have to do is contact all these companies you owe money to. If you don’t know, get a free credit report from one of the 3 bureaus. Contact them and pay them, you can also offer settlement amounts, but keep in mind they might 1099 you and it will show on your credit report that its a settled account. Once you get all the matters paid, continue with paying your accounts ON TIME. After as much as 6-8 months you will see an increase in your credit score. And don’t apply for any new credit for awhile.

Add your own answer in the comments!

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Best Credit Repair Services | The 7 Unrevealed Secrets to Radically Raising Your Credit In 17 Days

One thing that many people do that is stupid in the credit world is to trash credit card offers. The reason is that this is a method of raising the credit limit of the person overall and can also give a credit history a boost in the arm. This can also tempt more preferred credit companies and also in turn raise the overall limit of the person as much. So, this way people are improving their finance with best credit repair services.

The main reason that many people trash credit card offers is that they are afraid that they will put themselves into an even bigger dilemma than they are in or might fall into. The answer with this is to get the cards and to put them somewhere they will not get any use. This will ensure that there is no possibility in the eyes of the person and that the boundary persists.

Some have used the cards for small purchases as this shows that they are willing to use best credit repair services, and will only use amounts they know they can pay withina month. This way they can use the card and also pay off the amount before it becomes an issue. Others have used the cards for smaller amounts and just paid the minimum to show that they can have a balance and are able to afford it. Both are good methods of ensuring good credit as long as the payments are made on time. Ideally, if there is any doubt if the amount can be paid, then the person should refrain from making a purchase with the card. Along the way, they can benefit from best credit repair services.

Credit is a paramount standard that impacts most areas of people’s lives and as such should be dealt with accordingly. The ceiling of the overall credit amount is a good way of raising one’s credit, but be sure that you know exactly what you are getting into. Also, make sure to store all the records for each one in an organized fashion so that you recognize what you have and where you stand with each card that you may have. It is a setback to get many cards with high limits if you can’t afford payments or are not taking the responsibility seriously. This is where self restraint can play a bigger role in raising the credit limit roof and also your credit background.

To learn more about The 7 Unrevealed Secrets to Radically Raising Your Credit In 17 Days read this article right now: www.CreditScoreMakeover.com – Best Credit Repair Services

www.ScoreMoreCredit.com – Credit expert, Brian Diez, reveals why it’s so difficult to remove inaccuracies from your credit report.
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